Hi, we're Monzo – a bank that lives on your phone. Numbers are kind of our thing. Here are a few of our favourites: 15 million: how many people bank with us in the UK, 15: the minutes it takes to open a personal account, and 24/7: the hours and days you can chat to our customer support. Some of the reasons people love us include instant notifications when money comes in and out of your account, weekly and monthly insights on your spending habits, scheduling your bills or regular monthly payments and manage subscriptions, Pay/Spend abroad with no fees. (We pass Mastercard's exchange rate directly onto you.)